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Shortfall Home Loan Deposit Loans help cover the difference between the money you borrow from a bank of financial institution to buy a home and what you already have.
They’re different from regular loans because they don’t always need you to put up specific things as collateral or have a perfect credit history. Instead, they might be based on what the home will be worth in the future.
These loans are usually meant to be paid back quickly, within one to four years. They’re good for things like making money off the future value of the property.
You can get these loans approved pretty fast, which is great when you need to act quickly, like when you want to buy a property.
Interest Only, Flexible Terms
Instead of just looking at your credit history, these loans might be tied to what the property will be worth later. This makes it easier for people with not-so-great credit to get money.
With these loans, you can jump on chances that you wouldn't be able to afford otherwise
They help you get into a home even if you don't have all the money upfront. Then later, when you've built up the Capital Growth, you can switch to a regular loan
These loans might have higher interest rates and fees, so you need to make sure they're worth it.
Since these loans are short-term, you need to have a plan for how you'll pay them back. This could mean selling the property or finding another way to get money.
Even though the loan is tied to the property, there are still risks involved.
Discover how these flexible financial solutions offer a quick path to homeownership, while carefully navigating the costs and risks
